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Buying your first home. What an exciting time in your life! It’s the start of a new chapter, but it doesn’t come without its struggles. Getting a mortgage can be hard enough, but add in the technical jargon and it can become the first-time buyers Mount Everest. Data...
If you’re looking to generate a second income, buying a holiday home could be the perfect investment option for you. Not only will you own a holiday cottage for yourself and your family to escape to, you could make a healthy profit by renting it out to others. ...
The number of over-65 homeowners has increased by 52% over the last 20 years as homeowners are ageing at a faster rate than the UK population. According to the latest report from the Intermediary Mortgage Lenders Association, the need to serve a growing population of...
In recent times it appears to be harder than ever to get that first step onto the property ladder. In the last 30 years house prices have increased a staggering 554%, so it may come as a surprise that first-time buyer mortgage figures have hit their highest level in a...
Landlords and tenants can have difficult relationships. Landlord’s are primarily responsible for ensuring that their rental properties are fit to live in, whilst tenants may have their own expectations for the property and what their monthly rent is expected to cover....
There has been a rapid rise in self employment over recent years, in fact the number of self employed workers has increased from 3.3 million in 2001 to 4.8 million in 2017, according to the Office for National Statistics. They now account for a substantial 15% of the...
There are around 66 million people living in the UK and we Brits are largely underprepared in case the worst should happen. Many of us may have been, or could in the future be diagnosed with a serious medical condition and we all have unique circumstances that mean we...
Stamp duty. Two words that strike fear into the minds of every home buyer. But do you really know how it’s calculated and ultimately how much you’ll pay? One of former Chancellor George Osborne’s most popular moves was the abolition of the ‘slab’ system of stamp duty...
Many of us Brits aren’t protected at all should the worst happen to us or if we find ourselves unable to work for a period of time, in fact a staggering 81% of us have no income protection in place, according to the latest State of the Protection Nation report from...
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