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Mortgage prisoners are predominantly those borrowers who took out a mortgage before the financial crisis but are now blocked from switching to better rates due to changes in lending practices. There are now an estimated 200,000 homeowners that are trapped on high...
Data released by the Office for National Statistics last month revealed the number of self-employed workers in the UK has surged to a new record high. There are now a massive 4.9 million workers across the nation who are their own boss. Being self-employed can bring...
How many Brits are living abroad is up for debate depending on which source you listen to. But one thing we do know for sure is that there are a lot of expats living right the way across the globe. For working people, you may be lured away by an exciting new...
Since the financial crisis in 2008 lenders have been reluctant to offer high loan-to-value mortgages which has resulted in many of us being unable to afford our dream homes or take our first step onto the property ladder. Without the help of high loan-to-value...
In the UK we’re largely underprepared for the worst-case scenario. If the worst were to happen to you, without suitable protection, it could leave your family under a lot of financial pressure and despite life cover being the most popular type of protection the...
The government has sparked up a new idea so that everyone can feel safe and secure in their homes. The idea gives landlords greater responsibility to ensure that their rental properties are fit to live in for their tenants. The new rule, that was announced in January,...
Landlord tax rules have seen some significant changes over the last few years. From stamp duty to capital gains tax, there are a number of different rules and reliefs that apply at every stage of the property life cycle. As landlords it’s incredibly important to keep...
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