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Despite prevailing assumptions about homeownership, three quarters of millennials from around the world still intend to buy their first home in the next five years. A study of over 100,000 young people from nine different countries revealed that millennials still have...
First Time Buyers can now look to combine their income with that of a sponsor so that they can increase their overall borrowing power. It’s designed for First Time Buyers, but could also help buyers who have had a change in personal circumstances and need to buy a...
As one of the Government’s more impactful alterations to the buy to let sector, April’s changes to tax relief for landlords will affect a number people after its inception. To be phased in over the next four tax years, the changes will mean a reduction of buy to let...
There is not a straightforward answer to this question. It depends on personal circumstances, future intentions and the availability of mortgage finance. You should also be mindful that a Limited Company is required to file accounts of the financial status of the...
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Most of us don’t realise just how quickly the money could run out if anything happened to us or our partners as a result of long term sickness, injury, a critical illness or if the main breadwinner died. The average UK household would only financially last 29 days...
While the current low interest rates have resulted in minimal savings returns, homeowners are also benefiting from some of the lowest mortgage rates ever seen. Rather than putting the extra cash at the end of each month into a savings account, borrowers may be better...
The past few years have been appalling for savers with pitiful interest rates offered on standard savings accounts. Now the uncertainty over Brexit has led to many experts saying the Bank of England won’t raise savings rates until 2020 at the earliest and the next...
"We would like to place on record our satisfaction to date regarding the assistance and advice provided by Mr. Nigel Sheward in support of our mortgage application for our forthcoming house move. We found Nigel to be friendly, accommodating and very knowledgeable in...
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