As individuals we don’t know when this event will take place so if we care about what happens to our loved ones we need to plan for this event to ensure that our demise is the only catastrophic event that they will have to deal with.

Fortunately for a very low cost we can rest assured in the knowledge that whatever happens, whenever it occurs the only thing our family have to cope with is the tragic loss of a loved one. At Warren & Co we highly recommend that you take out a Life Assurance policy to cover either your existing or new mortgage and to protect your family by ensuring that your surviving partner can to pay off the outstanding mortgage and to continue their lifestyle without the added financial burden imposed in the event of your demise.

You can choose to either have a Term Plan, where the sum assured remains the same throughout the whole term of the policy, or a Decreasing Term Plan, where the sum assured reduces in line with the outstanding amount of your mortgage each month.

We can offer comprehensive and competitive protection products from some of the Uk’s top insurers: Legal & General, Zurich, Royal London, Aegon and LV. The plans aim to pay out a guaranteed sum of money if the Life Assured dies or is diagnosed with a terminal illness and is eligible to claim during the term of the plan.