Entries by kitty

Mortgage Prisoners

Customers are classed as mortgage prisoners by the FCA if they took out a mortgage with a lender who is no longer accepting new applications or product transfers for parts of their mortgage book (closed book lenders) and they are now unable to remortgage to a cheaper new deal with another lender, as a result […]

Stamp Duty Holiday Ending

The Stamp Duty holiday ends on 31st March 2021. Purchases need to complete on or before this date to benefit from the reduced rates. Please be aware that due to lenders backlogs and the pressure on solicitors, the average time from putting in an offer to completion is approximately 16 weeks. The Christmas and New […]

Stamp Duty Cuts Announced

The Chancellor has today announced a stamp duty holiday to start immediately and run until 31st March 2021. Under the changes, homebuyers will now pay no stamp duty on their main homes up to the £500,000 threshold. The average stamp duty saving will be £4,500, with nine out of ten buyers this year now paying […]

June Newsletter

With many mortgage lenders resuming physical valuations on properties in England, the property market seems to be breathing back into life. Coupled with the majority of housebuilders returning to building sites, there is renewed hope for whatever stage of property ownership you’re at.  As the property market returns gradually there may be delays from lenders […]

March Newsletter

At Warren & Co, we pride ourselves on the service we provide, and this still stands, even in the current situation. Our dedicated team and advisors are on hand to answer your questions, help with cases, advise on our products and much more. Ensuring we’re abiding by the social distancing and self-isolation guidance from the […]

Lender Updates: Nationwide and Mortgage Works

Do you have a remortgage or purchase going through with Nationwide or The Mortgage Works at the moment? Each day we will be posting updates from each lender that may apply to your mortgage.. – Nationwide and The Mortgage Works are arranging desktop valuations where possible, meaning a full property inspection is not necessary at […]

10 Step Homebuyers Guide

Buying a home can be a stressful and confusing time. This step-by-step guide is designed to support andinform you throughout your mortgage application through to completion: 1. Consultation with adviser – We will assess your requirements and find the right mortgage for you. 2. Protection – An essential not an extra, to ensure you are […]

Additional benefits of General Insurance

Whether you live in a one bedroom flat or a five-bedroom detached house, you’ve worked hard to make your house your home, so it’s important to have the correct protection in place in case something should go wrong. Though you might believe the unthinkable would never happen to you, what if it did? Firstly, if […]